Considering the fact that she doesn't even have a job, she lives well beyond her means.
ーConsidering the fact that she doesn't even have a job, she lives well beyond her means.
「彼女は仕事すらないという事実を考えると、彼女は収入以上の暮らしをしている」
considering the fact that で「〜という事実を考えると」
to live beyond one's means で「収入以上の暮らしをする・分不相応な生活をする」
ご参考まで!