クレカが多すぎてお金の管理がしにくいので整理したいって英語でなんて言うの？

"I have so many credit cards that it's hard to manage my money so I want to pay them off."
"I have so many credit cards that ~" 「〜ほどクレカが多すぎて」
"it's hard to manage my money" 「お金の管理がしにくい」
"it's hard to ~" 「〜がしにくい」
"manage money" 「お金を管理する」
"so I want to pay them off" 「ので整理したい」"them" はクレカのことを表します。

"It's hard to manage my money because I have too many credit cards ~"
"~ because I have too many credit cards" 「クレカが多すぎて〜」