the reserve fund that has been set aside to be used if and when the Coronavirus spreads further (three months' worth of operating costs)
ーthe reserve fund that has been set aside to be used if and when the Coronavirus spreads further (three months' worth of operating costs)
「コロナ感染拡大時に使うために予備資金が確保されている(運転資金の3ヶ月分)」
reserve fund で「予備資金」
to set aside で「前もって確保する・蓄える・脇に置く」
operating costs で「運転資金」
ご参考まで!